Home Term Life Insurance

Personal Umbrella Insurance

Term life insurance provides coverage at a fixed price for a certain period of time. After the term expires, the amount of coverage for the set premium expires. If the insured dies during the term, the beneficiary would be paid the death benefit outlined in the policy. Term life insurance is usually the least expensive means to purchase a substantial death benefit for the cost over the specified time period.

Whole Life Insurance

Whole life is a policy which is guaranteed for the lifetime of the insured, so long as the premiums are paid up until the date of maturity. It is a contract between the insured and insurer stating the insurer will pay the death benefit of the policy to the beneficiary when the insured dies, so long as the terms of the contract are met. Because the policy is guaranteed to remain in effect the cost paid up to the maturity date is usually much more than term life insurance.

To learn more about Life Insurance and discuss what may be the best option for you and your individual needs please give us a call today.

Life and health insurance policy concept idea. Finance and insurance.